Fraud Alert

I was recently researching the possibility of getting a credit security service like Lifelock.  After doing some digging I found out that one of the main things they do for you is to put a fraud alert on your social security number with all the major credit bureaus.  Then it maintains this fraud alert for as long as you pay them.  The thing is you can do this yourself.  You just have to remember to reapply the fraud alert every 90 days.  A bit of a hassle?  Not really it took me about 5 minutes to do it and I saved myself $160 (lifelock fee).  Unless you are one of those people that likes opening up lines of credit at stores like Best Buy or Pep Boys then this is a no brainer.  Everybody should be doing this.  Click the link below to find out the details:

http://www.fightidentitytheft.com/flag.html

Here are the specific links that you'll need:

equifax fraud alert form, just click here and fill out the form
https://www.alerts.equifax.com

Experian  fraud alert form, same deal
http://www.experian.com/fraud

Transunion doesn't have an online form, you will have to call them and pay a fee of $10.  However, from what I read on their website this alert does not come off unless you remove it.  So you only have to do it once.

1-888-909-8872